I am going to school for Cosmetology, tuition not including books is 18,000. I will be done in less than 3mos. I still have a bal. of $2,095. I have no more money in pells, or loans. I will not be able to graduate still owing this bal & will be forced to discontinue, after all the hours and hardwork i've put into this. My career depends on this, it is very important to me. If anyone can help in anyway, I would so greatly appriciate it. Please and thank you.